Some parents opt to work on their kid's credit score way before adulthood. The length of credit history is a key part of what makes up your credit score, so it can open some doors, but it's not without risk.Credit..

Each holiday season, millions of well-intentioned Americans scramble to find the perfect gifts for their loved ones, only to load up on a bunch of - you guessed it - gift cards.Let's face it: gift-giving isn't everyone's forte. That's probably...